Personal Loan is an unsecured loan and one of the best loans that can be used for marriage expenses, paying medical bills or planning your dream vacation. Personal Loans can act as a financial cushion for you at the time of emergency. Whatever your financial goals are, PURVAJA Personal Loans caters to all your needs. Availing Personal Loans are not restricted to just emergencies, you can apply for a Personal Loan to fund your vacation as well. You can also check Personal Loan EMIs from our Personal Loan EMI calculator.
You can apply for a Personal Loan online from our PURVAJA website and help meet your diverse financial needs. You can avail a Personal Loan up to Rs.25 lakhs and meet a personal exigency that can crop up anytime in life. The process of loan application is instant and convenient, and can be done online from the comfort of your home. The instant Personal Loan approval process ensures you have a seamless and hassle-free borrowing experience.
The loan approval process at PURVAJA is simple, quick and instant. Once a customer’s Personal Loan is approved it takes only 3 seconds for the amount to be disbursed into your Account.
Personal Loan foreclosure facility is extended to all customers availing a Personal Loan with PURVAJA. Customers can foreclose their Personal Loan after the payment of at least one EMI. However 5% of foreclosure charges (and taxes) will be applicable.
Yes, you can prepay or foreclose your Personal Loan after the payment of at least one EMI. However, charges (and taxes) will be applicable for foreclosing a personal loan.
No part prepayment is allowed. For prepayment of your Personal Loan, please visit the nearest PURVAJA branch. We request you to carry the following documents to complete the process:
Request letter signed by the loan applicant
PAN Card (if the mode of payment is cash and the amount is more than Rs 20,000)
Payment can be made through cash, cheque or demand draft.
We offer Top-up facility if you have paid 12 Equated Monthly Instalments (EMIs) on the existing Personal Loan. You can make a request for Top up on existing Personal Loan through the following modes:
A loan against your gold jewellery is known as Gold Loan or a Jewel Loan. At PURVAJA, a customer can quickly avail a Gold Loan for any value between Rs 3500 to Rs 10,00,000
Salient features of Gold Loan like ease of documentation and instant disbursal, make it an easy and convenient way of securing funds.
To get a Gold Loan, you can walk into any PURVAJA Branch offering a Gold Loan with your jewellery and avail a Gold Loan for any value between Rs 3500 to Rs 10,00,000With our simple documentation process (only KYC required), you can avail the loan, across the counter, quickly.
PURVAJA Gold Loan provides a quick loan disbursal in just 60 minutes. This is however, subject to the verification of the gold and other documents that you submit. Approvals are at the sole discretion of PURVAJA.
You may either pay interest + principal or only the interest as per the selected scheme via any mode of payment like Cash, NEFT, RTGS, CHEQUE, DD (Payment subject to realisation for DD and Cheque).
